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What is the minimum aggregate annual total for an inspector's liability insurance?

  1. $50,000

  2. $100,000

  3. $150,000

  4. $200,000

The correct answer is: $100,000

The minimum aggregate annual total for an inspector's liability insurance is $100,000. This figure is established to ensure that home inspectors carry sufficient insurance coverage to protect themselves and their clients in case of errors or omissions during inspections. Liability insurance helps mitigate financial risks associated with claims that may arise from the inspection process. This requirement is part of the regulatory framework designed to maintain a professional standard within the industry and provide peace of mind for clients seeking certified home inspection services. By setting the minimum at $100,000, the regulations aim to balance accessibility for inspectors with a reasonable level of protection for clients.